The Ghoast of Jobs is in my iPhone.

There’s some unfinished business here. Yes, I would like to exhume the ashes of Steve Jobs and let him know there is still work needed on the iPhone. The concept of the iPhone is good but it still needs a little tweeking. Maybe a lot of tweeking. Perhaps needing a good hammer.

Just when you think the jobsPhone is working a okay, it then takes on a mind of its own. Maybe taking on the in-your-face persona of Jobs himself. “I’ll work when I want to.” Or, “I’ll not work when I feel like it.” The iPhone completely goes mute for no reason. The screen goes blank without warning. It has a tendency to fixate on one thing regardless of how many swipes or taps you make and then not move on regardless. What’s going on here? Is Jobs in my phone again? Has he not left this earth yet?

How can a inanimate piece of metal and glass be so recalcitrant? If you were to read Job’s autobiography, you would think the iPhone is controlled by Jobs himself. Never agreeing, always wanting something else, and forever changing its mind. Resisting and ridiculous.

Here! Take this freaking thing back. Where’s my old “Flip-phone?” Better yet, where’s my landline? I want my life and sanity back.

The banks and lenders weren't the only bad guys

You can’t say enough about the bad home loans the banks made in the recent past. Mortgages that sent millions into foreclosure. Millions losing their homes due to under water mortgages. Leaving homes worth less than the balance on the mortgage. Some call it upside down mortgages. Leaving mortgage holders unable to sell their homes in order to pay off the oversized balance. Thus leading America in to a deep recession. And, you know the rest of the story.

Well enough said about banks and mortgage lenders. They are just a part of the reckless mortgage lending. The other two parts are the more than eager housing builders and the Real Estate companies. Both pressuring and coercing the buyer to buy and build now. Ignoring the fact that many buyers really don’t qualify for a significant home loan. However, the lenders were more than willing to ease up on lending requirements while the building contractors and the real estate companies press vigorously to sell. And the end result here left the builders and real estate companies off the hook. Home Scott free.

Of course we can blame a bit on the myth that everybody should have a part of the American dream of owning a home. Under water or not. Yeah right.